Contacting Institutions
If you believe that you have received an inaccurate quote or are otherwise not satisfied
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For an explanation of savings terms, click here.
These rates are updated weekly. For criteria used in surveys of rates above, click here.
These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance
Corp. Credit union deposits are insured by the National Credit Union Administration. Bankrate.com rates banks, thrifts and credit unions through proprietary Safe & Sound star
rating system. Rates are subject to change without notice and may vary from branch to branch.
*Notes:
Example, "b,i,p" means that
the account can be opened as a Business account, or an IRA, or a
regular Personal account.
a18:
Maximum age is 18.
a21:
Maximum age is 21. a23:
Maximum age is 23.
a40:
Minimum age is 40. a50:
Minimum age is 50. a55:Minimum age is 55. b: Business account. c0: Callable; can be redeemed by the bank after 6 months. c1: Callable; can
be redeemed by the bank after 1 year. c2: Callable; can be redeemed by the bank after
2 years. e:
Rate guaranteed until specific date. f:
Variable rate. g3: Not available in CA. i:
IRA. k: Brokered; issued by an FDIC-insured bank and sold by a brokerage. l: Limited availability. Often stop accepting funds. m0: Maximum $1,000.
m1: Maximum $10,000. m3: Maximum $25,000. m4: Maximum $30,000. m5: Maximum $35,000. m6: Maximum $50,000. m7: Maximum $70,000. m8: Maximum $100/month deposit, $0 initial deposit. Up to 5 accounts/customer. n: NCUA-insured. Anybody can join (unless Note "o" is indicated). o: Military and their family only. p: Personal account. r0: Requires $1 checking account. r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions. r2:Requires
$200/month direct deposit. r3: Requires $100 checking account. r4:
Requires $50 checking account. r5: Requires $25 checking account. r6: Requires 10 monthly debit card transactions. r7: Requires $1 savings account.
r8: Requires $25 checking account with one monthly direct
deposit and debit card transaction.
r9: Requires $25 savings account.
r10:
Never had mortgage. One monthly direct deposit. Others (please check with institution). r11: Requires one monthly direct deposit or ACH auto debit, one online bill payment and 12 debit card transactions. r12: Requires one monthly direct deposit or bill payment. r13:Requires
$100/month deposit. r14: Requires $5,000 checking account (if over 50 years old, also available, $50 and one direct deposit/month). r15: Requires one monthly direct deposit or ACH auto debit, and
one debit card transaction. r16: Requires one monthly automatic deposit, one online bill payment, and 15 debit card purchases. r17: Requires $1,000 savings account. r18:
Requires $1,500 checking account. r19: Requires $50 checking account with one $250 monthly direct deposit, or 15 debit card or check transactions.
r20:
Requires one monthly direct deposit or two ACH auto debit and 10 debit card transactions. r21: Requires $1 checking account with one monthly net pay direct deposit and 10 checks and/or signature debit card transactions.
Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately.
