Contacting Institutions
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For an explanation of savings terms, click here.
These rates are updated weekly. For criteria used in surveys of rates above, click here.
These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance
Corp. Credit union deposits are insured by the National Credit Union Administration. Bankrate.com rates banks, thrifts and credit unions through proprietary Safe & Sound star
rating system. Rates are subject to change without notice and may vary from branch to branch.
*Notes:
Example, "b,i,p" means that
the account can be opened as a Business account, or an IRA, or a
regular Personal account.
a18:
Maximum age is 18.
a21:
Maximum age is 21. a23:
Maximum age is 23. a50:
Minimum age is 50. b: Business account. c0: Callable; can be redeemed by the bank after 6 months. c1: Callable; can
be redeemed by the bank after 1 year. c2: Callable; can be redeemed by the bank after
2 years. e:
Rate guaranteed until specific date. f:
Variable rate. g3: Not available in CA. i:
IRA. k: Brokered; issued by an FDIC-insured bank and sold by a brokerage. m0: Maximum $1,000.
m1: Maximum $10,000. m2: Maximum $501. m3: Maximum $25,000. m4: Maximum $30,000. m5: Maximum $35,000. m6: Maximum $50,000. m7: Maximum $70,000. n: NCUA-insured. Anybody can join (unless Note "o" is indicated). o: Military and their family only. p: Personal account. r0: Requires $1 checking account. r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions. r2:Requires
$200/month direct deposit. r3: Requires $100 checking account. r4: Requires one monthly direct deposit or automatic payment and 15 debit card transactions. r5: Requires $25 checking account. r6: Requires 10 monthly debit card transactions. r7: Requires $1 savings account.
r8: Requires one monthly $1,000+ direct deposit, 2 online bill payments and 7 debit card purchases.
r9: Requires $25 savings account.
r10:
Requires $0 checking account, one monthly direct deposit, active loan (eg, Visa). r11: Requires one monthly direct deposit or ACH auto debit, one online bill payment and 12 debit card transactions. r12: Requires one monthly direct deposit or two bill
payments. r13:Requires
$100/month deposit. r16: Requires one monthly automatic deposit, one online bill payment, and 15 debit card purchases. r17: Requires $1,000 savings account.
r20: Requires one monthly direct deposit or two ACH auto debit and 10 debit card transactions. r21: Requires $1 checking account with one monthly net pay direct deposit and 10 checks and/or signature debit card transactions. r22: Requires $5 savings account with one $500 monthly deposit. r23: Requires $1 checking account with one monthly direct deposit or bill payment.
Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately.
